Metal roof cost in Panama City, FL
Local estimate from BLS wage data and BEA price levels. Reviewed Nov 4, 2026.
- Typical range (2,000 sq ft of roof)
- $8,650 – $29,100
- Per sq ft of roof
- $4.25 – $14.50
- before permit
- Versus US midpoint
- −12%
- US $21,300
- Rank of 300 metros
- #252
- 1 = most expensive
Panama City homeowners pay roughly $8,650 to $29,100 to install a metal roof at 2,000 sq ft of roof, or $4.25 to $14.50 per sq ft of roof (permit not included). Against the US midpoint, Panama City is 12% lower. Roofers earn a median of $21.97 an hour in the Panama City area, 18% below the US median of $26.65.
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Estimated cost for 2,000 sq ft of roof in Panama City, FL, standard level
$14,800 to $22,900
About $7.25 to $11.50 per sq ft of roof before permits. Labor is about 52% of the bill.
| Part | Low | High |
|---|---|---|
| Materials | $5,950 | $11,400 |
| Labor | $8,550 | $11,200 |
| Permits and fees | $250 | $380 |
| Total | $14,800 | $22,900 |
Cost breakdown for 2,000 sq ft of roof in Panama City, FL
| Part of the job | Low | Midpoint | High | Share |
|---|---|---|---|---|
| Materials | $1,900 | $8,650 | $15,400 | 46% |
| Labor | $6,600 | $9,900 | $13,200 | 52% |
| Permits and fees | $150 | $320 | $490 | 2% |
| Total | $8,650 | $18,900 | $29,100 | 100% |
What is behind the Panama City number
We price the labor side from BLS wage data for 3 trades: roofers at 70%, sheet metal workers at 20%, construction laborers at 10%. Weighted together, Panama City wages are 0.82 times the national level. Labor makes up about 52% of the midpoint estimate (56% at national prices).
On the materials line, the BEA goods price index for the Panama City metro is 96.2 (US = 100). The midpoint materials bill for 2,000 sq ft of roof comes to $8,650, compared with $9,000 at national prices. Permit and inspection fees are scaled by the broader index (97.3) and land at $150 to $490.
When to schedule metal roof in Panama City
We use NOAA's 1991-2020 climate normals for Panama City 5N (5 miles from the city center). These are 30-year monthly averages, not forecasts.
September through June is the stretch where exterior installation runs into the fewest weather problems in Panama City (10 of 12 months). July and August have an average daytime high of 90°F or more.
Panama City gets about 61 inches of precipitation in a normal year. The wettest months are July, August and September (7.4 inches in August). Inside the workable window, May and October are the driest, at 3.3 and 3.5 inches. The station averages about 67 days a year at 90°F or above.
Does the season change the price? Probably, but we do not have a sourced seasonal price curve, so the estimator shows a year-round figure and does not adjust by month. When you collect quotes, ask whether scheduling in a slower month gets a better rate.
| Month | Avg high °F | Avg low °F | Precip (in) | For this job |
|---|---|---|---|---|
| Jan | 64 | 43 | 4.8 | Workable |
| Feb | 67 | 46 | 5.0 | Workable |
| Mar | 73 | 52 | 5.0 | Workable |
| Apr | 79 | 58 | 4.1 | Workable |
| May | 85 | 66 | 3.3 | Workable |
| Jun | 89 | 73 | 5.8 | Workable |
| Jul | 91 | 75 | 7.4 | Hot |
| Aug | 91 | 75 | 7.4 | Hot |
| Sep | 89 | 71 | 7.0 | Workable |
| Oct | 82 | 61 | 3.5 | Workable |
| Nov | 73 | 50 | 3.7 | Workable |
| Dec | 67 | 45 | 4.3 | Workable |
Metal roof: what moves the price in Panama City
Panel type
Corrugated sheet metal is $5-$12 per sq ft installed; standing seam is $9-$16 (HomeGuide).
Metal and gauge
Galvalume and galvanized steel are budget-friendly; copper and zinc are the top of the range.
Labor
Metal roof labor is $4-$8 per sq ft, or $400-$800 per roofing square, and standing seam needs specialist crews.
Cost by quality level and size in Panama City
Three bands are cut from the same cited range and localized for Panama City wages and prices. They overlap on purpose: a good standard job and a modest premium job can cost the same. The grid below prices the same bands at 3 common sizes.
Basic
$8,650 to $16,800
Corrugated or exposed-fastener steel panels
Standard
$14,800 to $22,900
Standing seam steel
Premium
$20,900 to $29,100
Aluminum or premium finish, complex roof
| Size | Basic | Standard | Premium |
|---|---|---|---|
| small (1,200 sq ft of roof) | $5,250 – $10,200 | $8,950 – $13,900 | $12,700 – $17,600 |
| average (2,000 sq ft of roof) | $8,650 – $16,800 | $14,800 – $22,900 | $20,900 – $29,100 |
| large (2,800 sq ft of roof) | $12,100 – $23,400 | $20,600 – $32,000 | $29,100 – $40,500 |
Local wages behind the labor line
Wages are the part of this estimate that changes most from town to town. 3 trades carry the job here, and each is compared with its US median. The weighted result for Panama City is 0.82 times the national level.
For roofers (47-2181, weighted 70%) the local median is $21.97 an hour, which is 18% below the national $26.65. The middle half of them earn between $18.04 and $24.02 an hour. BLS counts 160 of them working in the area, 17.7 for every 10,000 jobs (US: 8.7), so the local bench is deeper than average.
For sheet metal workers (47-2211, weighted 20%) the local median is $23.00 an hour, which is 23% below the national $29.71. The middle half of them earn between $19.60 and $24.96 an hour. BLS counts 50 of them working in the area, 5.5 for every 10,000 jobs (US: 7.7), so the local bench is thinner than average.
Construction laborers (47-2061), 10% of the weighting: a median of $20.79 an hour, 8% below the US median of $22.66. The middle half of them earn between $17.54 and $22.57 an hour. About 1,130 work in the metro. That is 124.7 per 10,000 jobs, compared with 70.5 nationally, which suggests plenty of local crews to bid.
Quotes come from real crews, not medians. If the roofers on your job are paid at the 75th percentile ($24.02 an hour) instead of the median, the labor line grows by about $650. At the 25th percentile ($18.04) it shrinks by about $1,250. The total moves by 3.4% or 6.6%, so wages alone rarely explain a quote that is far outside our range.
For context on the local economy, BLS counts 90,610 jobs in the Panama City-Panama City Beach area. That makes it the 218th largest of the 300 metros we cover, with 0.06% of US employment.
| Trade | Weight | 25th pct | Median | 75th pct | US median | Ratio | Level used |
|---|---|---|---|---|---|---|---|
| Roofers (47-2181) | 70% | $18.04 | $21.97 | $24.02 | $26.65 | 0.82 | metro |
| Sheet metal workers (47-2211) | 20% | $19.60 | $23.00 | $24.96 | $29.71 | 0.77 | metro |
| Construction laborers (47-2061) | 10% | $17.54 | $20.79 | $22.57 | $22.66 | 0.92 | metro |
| Blended | 100% | 0.82 | |||||
Related projects, priced for Panama City
Because every project leans on different trades, Panama City's wage level does not move all prices equally. Against the US midpoint, attic insulation runs −4% and roof replacement −11%.
| Project | Size | Range | vs. US |
|---|---|---|---|
| Roof replacement | 2,000 sq ft of roof | $5,350 – $11,200 | −11% |
| Gutters | 160 linear ft | $1,150 – $3,850 | −9% |
| Attic insulation | 1,000 sq ft | $960 – $3,850 | −4% |
| Vinyl siding | 2,100 sq ft of wall | $7,600 – $22,800 | −10% |
Is Panama City cheap or dear? The local comparison
Of the five closest metros, 2 are cheaper than Panama City. Dothan is the lowest at about $18,500 (midpoint, 2,000 sq ft of roof), 70 miles away.
| Area | Range | Midpoint | vs. here |
|---|---|---|---|
| Panama City, FLthis page | $8,650 – $29,100 | $18,900 | |
| Crestview, FL50 miles | $8,900 – $29,500 | $19,200 | +2% |
| Dothan, AL70 miles | $8,400 – $28,500 | $18,500 | −2% |
| Tallahassee, FL80 miles | $8,750 – $29,200 | $19,000 | +1% |
| Pensacola, FL95 miles | $8,700 – $29,100 | $18,900 | level |
| Daphne, AL130 miles | $8,600 – $29,000 | $18,800 | level |
| Florida (statewide) | $8,950 – $29,900 | $19,400 | +3% |
| United States | $10,200 – $32,500 | $21,300 | +13% |
Across 300 US metros, Panama City comes in at #252 from the top. The priciest is Worcester, MA at $29,600; the cheapest is Lubbock, TX at $17,000 (midpoints, 2,000 sq ft of roof). Statewide, Panama City is 3% below the Florida figure.
Other Florida metros
| Metro | Size | Range | Midpoint | vs. here |
|---|---|---|---|---|
| Miami, FL | 2,819,940 jobs | $9,200 – $31,100 | $20,100 | +7% |
| Tampa, FL | 1,447,120 jobs | $8,850 – $29,400 | $19,100 | +1% |
| Orlando, FL | 1,411,730 jobs | $8,800 – $29,400 | $19,100 | +1% |
| Jacksonville, FL | 765,930 jobs | $8,900 – $29,500 | $19,200 | +2% |
| North Port, FL | 339,940 jobs | $9,050 – $29,900 | $19,500 | +3% |
| Cape Coral, FL | 304,790 jobs | $8,850 – $29,500 | $19,200 | +2% |
Cities with a workforce like Panama City's
Big cities and small ones price differently, so here is Panama City against the 4 metros with the closest total employment.
| Metro | Size | Range | Midpoint | vs. here |
|---|---|---|---|---|
| Bellingham, WA | 91,390 jobs | $11,600 – $36,100 | $23,900 | +26% |
| St. George, UT | 90,500 jobs | $9,150 – $30,000 | $19,600 | +4% |
| Bremerton, WA | 93,740 jobs | $11,500 – $35,800 | $23,600 | +25% |
| Medford, OR | 89,060 jobs | $9,650 – $32,100 | $20,900 | +11% |
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Detailed metal roof report for Panama City, FL, $9
Multi-page report for Panama City, FL: low, typical and high cost, a line-item breakdown of materials and labor by trade, permit notes, the best months to schedule, a quote comparison sheet, red flags, questions for contractors, checklists and every source. Save your estimate above, preview page 1 free, and unlock the full report for $9 one-time, or get every report with CostLocal Pro.
Metal roof in Panama City: your questions
+How much does it cost to install a metal roof in Panama City?
For 2,000 sq ft of roof, expect $8,650 to $29,100 in the Panama City area. A standard-spec job lands at $14,800 to $22,900. Small jobs usually cost more per sq ft of roof and large ones less.
+What is the price per sq ft of roof for metal roof in Panama City?
About $4.25 to $14.50 per sq ft of roof for materials and labor, plus $150 to $490 for the permit if one is needed. The US range is $5 to $16.
+Is metal roof cheaper in Panama City or Crestview?
Crestview is 50 miles away. The midpoint for 2,000 sq ft of roof there is $19,200, which is 2% more than Panama City ($18,900). Wage and materials indexes both feed that gap.
+How much of the bill is labor in Panama City?
About 52% at the midpoint, or $9,900 out of $18,900. Materials are 46% and permits 2%. Nationally, labor is 56%.
+What would average (2,000 sq ft of roof) cost in Panama City?
$8,650 to $29,100. Pick a different size in the estimator above to get your own number.
+Does metal roof need a permit in Panama City?
Often, but rules are set by your city or county building office, so call before you hire. Budget $150 to $490 for fees in the Panama City area (our national range of $150 to $500 scaled by the local price level).
+Is Panama City expensive for metal roof compared with the rest of Florida?
Panama City is 3% below the Florida statewide estimate ($19,400 at the midpoint). We cover 19 metros in Florida; see the state page to compare them.
+What do roofers earn in Panama City?
The BLS median is $21.97 an hour in the Panama City area, compared with $26.65 nationally. The 25th to 75th percentile range is $18.04 to $24.02.
+What do basic and premium metal roof work cost in Panama City?
For 2,000 sq ft of roof, basic work runs $8,650 to $16,800 and premium work $20,900 to $29,100. Basic means: corrugated or exposed-fastener steel panels. Premium means: aluminum or premium finish, complex roof.
+When is the best time to install a metal roof in Panama City?
Based on NOAA 1991-2020 normals, the comfortable months for this kind of work are September through June. May and October are typically the driest of those months. Local contractors' schedules matter as much as the weather, so book early for the busy months.
Metal roof near Panama City
Where these numbers come from
Base prices are national ranges from the sources below. We scale labor by local BLS wages, materials by BEA goods prices and permits by the BEA all-items price level. Full method on the methodology page.
- HomeGuide: How Much Does a Metal Roof Cost? (2026) (accessed November 4, 2026)
- HomeGuide: 2026 Building Permit Costs | Fees & Cost Calculator (accessed November 4, 2026)
- BLS Occupational Employment and Wage Statistics, May 2025
- BEA Regional Price Parities, 2024
- NOAA NCEI U.S. Climate Normals, 1991-2020
Note on derived figures: Materials = installed range minus HomeGuide's $4-$8/sq ft labor range for metal roofs.