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Inground pool cost: national prices and local ranges

Reviewed Nov 4, 2026.

US range (450 sq ft)
$36,100 – $113,000
Per sq ft
$80 – $250
materials and labor
Cheapest metro
$62,300
McAllen, TX
Priciest metro
$105,000
Kahului, HI

An inground pool runs $36,100 to $113,000 nationally for 450 sq ft, or $80 to $250 per sq ft for materials and labor. Where you live moves that number a lot: across 300 metros the midpoint runs from $62,300 in McAllen, TX to $105,000 in Kahului, HI.

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Quality level

Fiberglass pool, standard size

Estimated cost for 450 sq ft in the US average, standard level

$59,100 to $89,800

About $131 to $199 per sq ft before permits. Labor is about 52% of the bill.

Cost breakdown
PartLowHigh
Materials$28,200$42,900
Labor$30,800$46,600
Permits and fees$160$240
Total$59,100$89,800
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Cost breakdown for 450 sq ft in the US

Part of the jobLowMidpointHighShare
Materials$17,100$35,600$54,00048%
Labor$18,900$38,700$58,50052%
Permits and fees$100$200$3000%
Total$36,100$74,500$113,000100%

What basic, standard and premium mean

Basic

$36,100 to $66,800

Vinyl-liner pool, small size

Standard

$59,100 to $89,800

Fiberglass pool, standard size

Premium

$82,100 to $113,000

Concrete or gunite, large with custom features

Cost by size and quality level

Cost by size and quality level
SizeBasicStandardPremium
small pool (400 sq ft)$32,100 – $59,400$52,600 – $79,800$73,000 – $100,500
average (512 sq ft)$41,100 – $76,000$67,200 – $102,000$93,400 – $128,500
large (800 sq ft)$64,100 – $118,500$105,000 – $159,500$146,000 – $200,500

How a inground pool job goes, step by step

  1. Permits, setbacks, and fencing. Pools nearly always need permits, inspections and a barrier fence.
  2. Excavate and build the shell. Gunite or shotcrete, fiberglass and vinyl-liner pools differ in how the shell is built, how long it takes and how it ages.
  3. Plumbing, electrical, and equipment. Pumps, filters, heaters and lighting are installed and inspected.
  4. Finish, fill, and balance the water. The interior is finished, the pool filled and chemistry balanced before use.

What changes the price of an inground pool

Wages behind the national estimate

Construction laborers (47-2061) do the largest share of the work, about 40% of the weighting. Their national median is $22.66 an hour. Among 300 metros with a published figure, the median runs from $15.39 in Dothan, AL to $40.23 in Vineland, NJ, and the middle metro sits at $22.70. That ratio between the high and low end is 2.61 to 1, and it feeds straight into the labor line of the estimate.

Median hourly wages behind the labor line (BLS OEWS, May 2025)
TradeWeight25th pctMedian75th pctUS medianRatioLevel used
Construction laborers (47-2061)40%$18.57$22.66$28.72$22.661.00US
Operating engineers and other construction equipment operators (47-2073)30%$23.40$28.78$37.10$28.781.00US
Brickmasons and blockmasons (47-2021)20%$24.57$29.87$38.15$29.871.00US
Plumbers, pipefitters and steamfitters (47-2152)10%$24.13$30.67$40.92$30.671.00US
Blended100%1.00

Does the season matter for inground pool?

Weather decides when pouring concrete can happen. Using NOAA's 1991-2020 monthly normals for 300 metros, 10 have a comfortable season that lasts all year. A typical metro has 6 comfortable months. At the other end, Anchorage, AK, Grand Junction, CO, Kennewick, WA and Pueblo, CO have the fewest (3 to 3).

Local pages show a month-by-month table for each metro. We do not change prices by month, because there is no reliable published seasonal price series.

How much the price varies by city

The national midpoint of $74,500 hides a wide spread. 66 of 300 metros come in at least 10% higher and 58 at least 10% lower; 176 land in between. The cheapest, McAllen, is at $62,300, and the dearest, Kahului, at $105,000. Half of all metros are above $73,200.

Most expensive metros for inground pool

MetroRangeMidpoint
Kahului, HI$50,900 – $159,000$105,000
Honolulu, HI$50,200 – $156,500$103,500
San Francisco, CA$49,100 – $153,000$101,000
San Jose, CA$48,700 – $151,500$100,000
Chicago, IL$46,500 – $145,000$95,800
New York, NY$45,700 – $143,000$94,200
Seattle, WA$45,300 – $141,500$93,300
Vineland, NJ$44,800 – $140,000$92,300
Minneapolis, MN$44,500 – $139,000$91,700
Bellingham, WA$44,200 – $138,000$91,100

Least expensive metros for inground pool

MetroRangeMidpoint
McAllen, TX$30,200 – $94,300$62,300
Brownsville, TX$30,400 – $95,000$62,700
Dalton, GA$30,600 – $95,700$63,100
Dothan, AL$30,600 – $95,900$63,300
Laredo, TX$30,700 – $96,000$63,400
El Paso, TX$30,700 – $96,100$63,400
Fort Smith, AR$30,800 – $96,200$63,500
Jonesboro, AR$30,900 – $96,500$63,700
Lubbock, TX$30,900 – $96,700$63,800
College Station, TX$31,000 – $97,100$64,100

Inground pool cost by state

StateRange (450 sq ft)Midpoint
Alabama$31,800 – $99,300$65,500
Alaska$41,500 – $129,500$85,600
Arizona$35,100 – $109,500$72,300
Arkansas$31,100 – $97,400$64,300
California$42,500 – $133,000$87,700
Colorado$36,400 – $114,000$75,100
Connecticut$40,000 – $125,000$82,400
Delaware$35,300 – $110,500$72,800
District of Columbia$40,300 – $126,000$83,100
Florida$33,400 – $104,500$68,900
Georgia$32,600 – $102,000$67,200
Hawaii$49,700 – $155,000$102,500
Idaho$35,300 – $110,500$72,800
Illinois$45,300 – $141,500$93,300
Indiana$38,700 – $121,000$79,800
Iowa$35,700 – $111,500$73,600
Kansas$33,800 – $105,500$69,700
Kentucky$34,800 – $109,000$71,900
Louisiana$32,500 – $101,500$67,100
Maine$34,000 – $106,000$70,100
Maryland$36,500 – $114,000$75,300
Massachusetts$43,000 – $134,000$88,600
Michigan$36,600 – $114,500$75,500
Minnesota$43,000 – $134,500$88,700
Mississippi$31,700 – $99,100$65,400
Missouri$37,800 – $118,000$77,900
Montana$36,100 – $113,000$74,500
Nebraska$34,800 – $109,000$71,800
Nevada$36,700 – $114,500$75,700
New Hampshire$36,900 – $115,500$76,100
New Jersey$44,200 – $138,000$91,100
New Mexico$32,200 – $100,500$66,400
New York$42,500 – $133,000$87,600
North Carolina$33,200 – $104,000$68,500
North Dakota$37,000 – $115,500$76,200
Ohio$37,400 – $117,000$77,200
Oklahoma$31,800 – $99,400$65,600
Oregon$40,900 – $128,000$84,400
Pennsylvania$37,000 – $115,500$76,300
Rhode Island$39,000 – $122,000$80,400
South Carolina$32,700 – $102,000$67,400
South Dakota$34,600 – $108,000$71,300
Tennessee$34,300 – $107,000$70,800
Texas$33,400 – $104,500$68,800
Utah$35,300 – $110,500$72,800
Vermont$35,600 – $111,000$73,300
Virginia$34,800 – $108,500$71,800
Washington$42,400 – $132,500$87,400
West Virginia$32,800 – $102,500$67,700
Wisconsin$39,600 – $123,500$81,600
Wyoming$35,300 – $110,000$72,700

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Tell us about the job and we will try to connect you with up to three local contractors for written quotes. It is free and you are under no obligation to hire. Your estimate of $59,100 to $89,800 for your area is attached.

Detailed inground pool report for your address, $9

Multi-page report for your address: low, typical and high cost, a line-item breakdown of materials and labor by trade, permit notes, the best months to schedule, a quote comparison sheet, red flags, questions for contractors, checklists and every source. Save your estimate above, preview page 1 free, and unlock the full report for $9 one-time, or get every report with CostLocal Pro.

Inground pool cost: your questions

+How much does it cost to install an inground pool?

$36,100 to $113,000 for 450 sq ft at national prices, including a permit of $100 to $300.

+What is the average cost per sq ft?

$80 to $250 per sq ft, materials and labor. The mid-range is about $165.

+How much does the price vary by city?

A lot. The most expensive metro we cover is 69% above the cheapest for the same 450 sq ft job. The cheapest is McAllen, TX; the priciest is Kahului, HI.

+How much of the cost is labor?

About 52% at the national midpoint ($38,700). Materials are 48%.

+What do construction laborers earn on a inground pool job?

The national BLS median is $22.66 an hour for construction laborers, with the middle half earning $18.57 to $28.72. Local wages are what move this estimate from town to town.

+How much more does a premium inground pool job cost than a basic one?

At the national level, basic runs $36,100 to $66,800 and premium $82,100 to $113,000 for 450 sq ft. Basic means: vinyl-liner pool, small size. Premium means: concrete or gunite, large with custom features.

+Can inground pool work be done in winter?

It depends on where you are. Weather decides when pouring concrete can happen. Using NOAA's 1991-2020 monthly normals for 300 metros, 10 have a comfortable season that lasts all year. A typical metro has 6 comfortable months. At the other end, Anchorage, AK, Grand Junction, CO, Kennewick, WA and Pueblo, CO have the fewest (3 to 3).

Related projects

Largest metros: Inground pool prices

Where these numbers come from

Base prices are national ranges from the sources below. We scale labor by local BLS wages, materials by BEA goods prices and permits by the BEA all-items price level. Full method on the methodology page.

Note on derived figures: Materials = 48% of the installed price, from Cost to Renovate's mid-range 'Outdoor Living' category split. It is a category average, not a pool-specific one, so read the pool materials line loosely.