Window replacement cost in Panama City, FL
Local estimate from BLS wage data and BEA price levels. Reviewed Nov 4, 2026.
- Typical range (10 windows)
- $4,100 – $13,900
- Per window
- $411 – $1,391
- before permit
- Versus US midpoint
- −8%
- US $9,750
- Rank of 300 metros
- #236
- 1 = most expensive
Replacement windows in Panama City, FL usually costs $4,100 to $13,900 for 10 windows. That works out to about $411 to $1,391 per window before permits. Compared with the national midpoint that is $740 less. Glaziers earn a median of $22.69 an hour in the Panama City area, 17% below the US median of $27.44.
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Estimated cost for 10 windows in Panama City, FL, standard level
$7,050 to $11,000
About $705 to $1,097 per window before permits. Labor is about 24% of the bill.
| Part | Low | High |
|---|---|---|
| Materials | $5,200 | $8,400 |
| Labor | $1,850 | $2,550 |
| Permits and fees | $0 | $0 |
| Total | $7,050 | $11,000 |
Cost breakdown for 10 windows in Panama City, FL
| Part of the job | Low | Midpoint | High | Share |
|---|---|---|---|---|
| Materials | $2,800 | $6,800 | $10,800 | 76% |
| Labor | $1,300 | $2,200 | $3,100 | 24% |
| Permits and fees | $0 | $0 | $0 | 0% |
| Total | $4,100 | $9,000 | $13,900 | 100% |
What is behind the Panama City number
We price the labor side from BLS wage data for 3 trades: glaziers at 50%, carpenters at 40%, general maintenance and repair workers at 10%. Weighted together, Panama City wages are 0.82 times the national level. Labor makes up about 24% of the midpoint estimate (27% at national prices).
Materials are scaled with BEA's regional price parity for goods. Panama City is at 96.2 against 100 for the US, so a materials line of $7,100 nationally becomes $6,800 here (midpoint, 10 windows). Permits follow the all-items index of 97.3: $0 to $0.
Panama City weather and the window replacement calendar
Climate numbers on this page come from NOAA's 1991-2020 U.S. Climate Normals at the nearest suitable station, Panama City 5N (5 miles from the city center). They are 30-year averages, so any one year can run hotter, colder or wetter.
For exterior installation, the comfortable months in Panama City are September through June: 10 of 12. Outside them, July and August have an average daytime high of 90°F or more.
Panama City gets about 61 inches of precipitation in a normal year. The wettest months are July, August and September (7.4 inches in August). Inside the workable window, May and October are the driest, at 3.3 and 3.5 inches. The station averages about 67 days a year at 90°F or above.
We do not adjust the estimate by month, because we have no reliable published data on seasonal pricing. It is still worth asking contractors whether an off-peak start date changes their bid.
| Month | Avg high °F | Avg low °F | Precip (in) | For this job |
|---|---|---|---|---|
| Jan | 64 | 43 | 4.8 | Workable |
| Feb | 67 | 46 | 5.0 | Workable |
| Mar | 73 | 52 | 5.0 | Workable |
| Apr | 79 | 58 | 4.1 | Workable |
| May | 85 | 66 | 3.3 | Workable |
| Jun | 89 | 73 | 5.8 | Workable |
| Jul | 91 | 75 | 7.4 | Hot |
| Aug | 91 | 75 | 7.4 | Hot |
| Sep | 89 | 71 | 7.0 | Workable |
| Oct | 82 | 61 | 3.5 | Workable |
| Nov | 73 | 50 | 3.7 | Workable |
| Dec | 67 | 45 | 4.3 | Workable |
What local crews earn in Panama City
The labor line is built from BLS wage data, one trade at a time. This job draws on 3 trades. We compare each trade's local median with the US median, weight the ratios by how much of the job each trade does, and apply the blend to the national labor cost. For Panama City the blend is 0.82.
Glaziers (47-2121), 50% of the weighting: a median of $22.69 an hour, 17% below the US median of $27.44. The middle half of them earn between $17.66 and $26.99 an hour. About 60 work in the metro. That is 6.6 per 10,000 jobs, compared with 3.8 nationally, which suggests plenty of local crews to bid.
Carpenters (47-2031), 40% of the weighting: a median of $23.87 an hour, 18% below the US median of $29.12. The middle half of them earn between $21.11 and $27.84 an hour. About 400 work in the metro. That is 44.1 per 10,000 jobs, compared with 43.1 nationally, so the supply of crews looks typical.
For general maintenance and repair workers (49-9071, weighted 10%) the local median is $19.01 an hour, which is 20% below the national $23.84. The middle half of them earn between $16.51 and $23.92 an hour. BLS counts 1,580 of them working in the area, 174.4 for every 10,000 jobs (US: 98.4), so the local bench is deeper than average.
A quick sensitivity check: moving the lead trade (glaziers) from the median to the 75th percentile wage adds about $210 to the midpoint estimate; the 25th percentile takes off about $240. That is a swing of roughly 2.7% to 2.3% of the total, which is useful for judging whether a bid reflects wages or something else, such as scope or margin.
Panama City-Panama City Beach has 90,610 jobs in total (BLS, May 2025), ranking 218th by size among the 300 metros on this site.
| Trade | Weight | 25th pct | Median | 75th pct | US median | Ratio | Level used |
|---|---|---|---|---|---|---|---|
| Glaziers (47-2121) | 50% | $17.66 | $22.69 | $26.99 | $27.44 | 0.83 | metro |
| Carpenters (47-2031) | 40% | $21.11 | $23.87 | $27.84 | $29.12 | 0.82 | metro |
| General maintenance and repair workers (49-9071) | 10% | $16.51 | $19.01 | $23.92 | $23.84 | 0.80 | metro |
| Blended | 100% | 0.82 | |||||
What nearby projects cost in Panama City
Jobs that often go together with windows are priced below at their usual sizes, using the same Panama City wage and price inputs. Compared with national midpoints, front door comes out highest (−8%) and patio door lowest (−11%); the gap comes from the trades each job uses.
| Project | Size | Range | vs. US |
|---|---|---|---|
| Patio door | 1 door | $550 – $5,350 | −11% |
| Front door | 1 door | $440 – $2,350 | −8% |
| Storm door | 1 door | $310 – $860 | −10% |
| Vinyl siding | 2,100 sq ft of wall | $7,600 – $22,800 | −10% |
| Garage door | 1 door | $630 – $3,400 | −8% |
How Panama City compares
Contractors rarely work more than an hour or two from home, so the neighboring metros set a rough ceiling and floor for your quotes. Midpoints for 10 windows range from $8,850 to $9,000 across Panama City and its five closest metros.
| Area | Range | Midpoint | vs. here |
|---|---|---|---|
| Panama City, FLthis page | $4,100 – $13,900 | $9,000 | |
| Crestview, FL50 miles | $4,100 – $13,900 | $9,000 | level |
| Dothan, AL70 miles | $4,000 – $13,700 | $8,850 | −2% |
| Tallahassee, FL80 miles | $4,100 – $13,900 | $8,950 | level |
| Pensacola, FL95 miles | $4,100 – $13,900 | $9,000 | level |
| Daphne, AL130 miles | $4,050 – $13,800 | $8,950 | −1% |
| Florida (statewide) | $4,200 – $14,200 | $9,150 | +2% |
| United States | $4,500 – $15,000 | $9,750 | +8% |
Out of the 300 metros we cover, Panama City ranks #236 for the cost of this job (#1 is the most expensive). Statewide, Panama City is 2% below the Florida figure.
Elsewhere in Florida
| Metro | Size | Range | Midpoint | vs. here |
|---|---|---|---|---|
| Miami, FL | 2,819,940 jobs | $4,300 – $14,700 | $9,550 | +6% |
| Tampa, FL | 1,447,120 jobs | $4,150 – $13,900 | $9,050 | level |
| Orlando, FL | 1,411,730 jobs | $4,150 – $14,000 | $9,050 | level |
| Jacksonville, FL | 765,930 jobs | $4,150 – $14,000 | $9,100 | +1% |
| North Port, FL | 339,940 jobs | $4,150 – $14,000 | $9,100 | +1% |
| Cape Coral, FL | 304,790 jobs | $4,150 – $14,000 | $9,050 | +1% |
Metros of a similar size
Big cities and small ones price differently, so here is Panama City against the 4 metros with the closest total employment.
| Metro | Size | Range | Midpoint | vs. here |
|---|---|---|---|---|
| Bellingham, WA | 91,390 jobs | $4,900 – $16,200 | $10,600 | +17% |
| St. George, UT | 90,500 jobs | $4,150 – $14,000 | $9,100 | +1% |
| Bremerton, WA | 93,740 jobs | $4,850 – $16,100 | $10,500 | +16% |
| Medford, OR | 89,060 jobs | $4,800 – $16,000 | $10,400 | +16% |
Specs and site conditions that change a Panama City bid
Permit
Window permits are $50-$200 each, or $400-$600 total for a multi-window job, and are often only needed when you change the opening (HomeGuide). No permit fee is included here because many cities do not ask for one on same-size replacements.
Frame material
Vinyl windows run $350-$1,500 each installed, fiberglass $400-$2,000, composite $400-$2,300, and wood $800-$3,800 (HomeGuide).
Window type
Single-hung and picture windows are cheapest; bay and bow windows can reach $3,000-$8,000+.
Pick a size, pick a tier: window replacement pricing in Panama City
The cited range is split into basic, standard and premium bands, then scaled to Panama City. Bands overlap, because plenty of standard jobs cost as much as a light premium one. Sizes run from a few windows (5 windows) to whole house (25 windows).
Basic
$4,100 to $8,050
Standard vinyl single-hung, same openings
Standard
$7,050 to $11,000
Mid-grade vinyl or composite, a few larger units
Premium
$10,000 to $13,900
Fiberglass or wood, large or custom sizes
| Size | Basic | Standard | Premium |
|---|---|---|---|
| a few windows (5 windows) | $2,050 – $4,000 | $3,500 – $5,500 | $5,000 – $6,950 |
| small house (10 windows) | $4,100 – $8,050 | $7,050 – $11,000 | $10,000 – $13,900 |
| average house (15 windows) | $6,150 – $12,000 | $10,600 – $16,400 | $15,000 – $20,900 |
| whole house (25 windows) | $10,300 – $20,100 | $17,600 – $27,400 | $25,000 – $34,800 |
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Detailed window replacement report for Panama City, FL, $9
The report lays out the window replacement numbers for Panama City, FL line by line, with the local wage and price inputs, permit and timing notes, a quote comparison sheet and the full method. Save your estimate above, preview page 1 free, and unlock the full report for $9 one-time, or get every report with CostLocal Pro.
Window replacement in Panama City: your questions
+How much does it cost to replace windows in Panama City?
For 10 windows, expect $4,100 to $13,900 in the Panama City area. A standard-spec job lands at $7,050 to $11,000. Small jobs usually cost more per window and large ones less.
+What is the price per window for windows in Panama City?
About $411 to $1,391 per window for materials and labor, plus $0 to $0 for the permit if one is needed. The US range is $450 to $1,500.
+Is windows cheaper in Panama City or Crestview?
Crestview is 50 miles away. The midpoint for 10 windows there is $9,000, which is 0% more than Panama City ($9,000). Wage and materials indexes both feed that gap.
+How much of the bill is labor in Panama City?
About 24% at the midpoint, or $2,200 out of $9,000. Materials are 76% and permits 0%. Nationally, labor is 27%.
+What would average house (15 windows) cost in Panama City?
$6,150 to $20,900. Pick a different size in the estimator above to get your own number.
+Does windows need a permit in Panama City?
Often, but rules are set by your city or county building office, so call before you hire. Budget $0 to $0 for fees in the Panama City area (our national range of $0 to $0 scaled by the local price level).
+Is Panama City expensive for windows compared with the rest of Florida?
Panama City is 2% below the Florida statewide estimate ($9,150 at the midpoint). We cover 19 metros in Florida; see the state page to compare them.
+What do glaziers earn in Panama City?
The BLS median is $22.69 an hour in the Panama City area, compared with $27.44 nationally. The 25th to 75th percentile range is $17.66 to $26.99.
+What do basic and premium windows work cost in Panama City?
For 10 windows, basic work runs $4,100 to $8,050 and premium work $10,000 to $13,900. Basic means: standard vinyl single-hung, same openings. Premium means: fiberglass or wood, large or custom sizes.
+When is the best time to replace windows in Panama City?
Based on NOAA 1991-2020 normals, the comfortable months for this kind of work are September through June. May and October are typically the driest of those months. Local contractors' schedules matter as much as the weather, so book early for the busy months.
Window replacement near Panama City
Where these numbers come from
Base prices are national ranges from the sources below. We scale labor by local BLS wages, materials by BEA goods prices and permits by the BEA all-items price level. Full method on the methodology page.
- HomeGuide: How Much Does Window Replacement Cost? (2026) (accessed November 4, 2026)
- HomeGuide: 2026 Building Permit Costs | Fees & Cost Calculator (accessed November 4, 2026)
- BLS Occupational Employment and Wage Statistics, May 2025
- BEA Regional Price Parities, 2024
- NOAA NCEI U.S. Climate Normals, 1991-2020
Note on derived figures: Materials = 65% of the low installed price and 75% of the high one, from HomeGuide's statement that the window unit is 65-75% of replacement cost.